Santiago Landscape
Chile's FinTech Law (Law 21.521, 2023) is the first formal FinTech regulation in Latin America -” establishing Open Finance Chile (Comisión Fintech), mandatory API standards for bank data sharing, and licensing framework for payment initiators, data aggregators, and robo-advisors. The law has compressed Santiago's banking API integration timelines: Chile's four largest banks (Banco de Chile, BancoEstado, BCI, Itaº Chile) must share customer data via standardised APIs, making Santiago the first LATAM city where open banking web applications are regulatory-mandated rather than market-optional.
Before you commit to any Santiago agency, ask for PageSpeed Insights results pulled from the actual live site, not a local dev build. Confirm cookie consent and privacy handling are built into the code itself rather than layered on with an outside plugin. And get clarity, before work starts, on who keeps the domain login and code repository once the contract ends.
Tkist Digital has delivered websites for Santiago clients across finance, professional services, medical, and retail sectors. Every build launches with a verified 95+ PageSpeed score on mobile and desktop, markup that meets WCAG standards, and full handover of every asset the moment the site goes live.